I have a few things to do to cuts expenses. I already mentioned switching our phone to work-provided accont saving us $94 monthly.
I just notified our gym we will terminate our membership after this months ETF payment. This will save us $65 a month.
Thr third, and biggie, is refi on mortgage. This should lower our monthly around $210 or so a month. We will have to wait for final numbers on that one.
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