Just created a Upromise account. (You can get $5 with code BN5.) If you don't know about Upromise.com, well it's a savings plan for college. There's tons of online and your local retailers that will donate a small precent of your purchases into your account. Then you can use your Upromise account to fund a 529 college savings plan (think 401k for college). No kids? Not a problem. You can designate any child at a later date.
I remember looking Upromise a few years ago, but at the time they didn't offer many businesses that I used. Well, that's changed. There are tons and tons of businesses that work with Upromise. In the end, it free money.